1. ACCEPTANCE OF TERMS

By accessing or using the website and services of Cashflow Business Incentives ("CBI," "we," "us," or "our"), you agree to these Terms of Service ("Terms").

If you do not agree to these Terms, please discontinue use of our website and services.

2. SERVICES

2.1 Service Description

Cashflow Business Incentives provides business-related consulting and advisory services, including:

• Research and Development (R&D) tax credit consultation

• Cost segregation studies

• Business funding solutions

• Related advisory services

The availability and scope of services may vary depending on individual business circumstances and applicable agreements.

2.2 Service Limitations

Services are subject to applicable eligibility requirements.

Results, tax savings, refunds, and funding approvals are not guaranteed.

Processing times and service completion timelines may vary.

Information provided through our website is for general informational purposes and does not constitute individualized legal or tax advice.

3. USER RESPONSIBILITIES

By using our services, you agree to:

• Provide accurate and complete information.

• Maintain the confidentiality of any account credentials.

• Comply with applicable laws and regulations.

• Use our website and services for legitimate business purposes.

• Pay applicable fees as agreed upon in your service agreement.

• Cooperate with reasonable requests for documentation necessary to provide services.

4. INTELLECTUAL PROPERTY

4.1 Ownership

Unless otherwise stated, the content, trademarks, logos, graphics, and other materials available through our website are owned by Cashflow Business Incentives or their respective rights holders.

You may not reproduce, distribute, modify, or commercially exploit these materials without prior written authorization, except as permitted by law.

4.2 Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use our website and its content for lawful personal or business informational purposes.

5. PAYMENT TERMS

5.1 Fees

Fees for consulting and advisory services are established through individual service agreements.

Payment schedules, amounts, and conditions are governed by the applicable agreement.

5.2 Refunds

Unless otherwise specified in a written service agreement, payments are non-refundable except where required by applicable law.

Nothing in these Terms limits any rights that cannot legally be waived.

6. LIMITATION OF LIABILITY

6.1 Disclaimer

Our website and general informational materials are provided on an "as is" and "as available" basis, without warranties of any kind to the extent permitted by applicable law.

We do not guarantee uninterrupted website access, specific business outcomes, tax-credit eligibility, or financial results.

6.2 Limitation of Liability

To the maximum extent permitted by applicable law, our liability arising from the services is limited to the fees paid for the services giving rise to the claim.

This limitation does not apply where liability cannot legally be excluded or limited.

7. TERMINATION

We may suspend or terminate access to our services when:

• These Terms or an applicable service agreement are materially violated.

• Fraudulent or unlawful activities are identified.

• Continued service would violate applicable laws or regulations.

• Termination is otherwise permitted under an applicable service agreement.

• Where appropriate, notice will be provided in accordance with the relevant agreement and applicable law.

8. GOVERNING LAW

These Terms are governed by the laws of California, without regard to its conflict-of-law principles.

Any disputes will be handled in accordance with applicable law and the relevant service agreement.

9. CHANGES TO TERMS

We may update these Terms periodically to reflect changes in our services, business practices, or legal requirements.

Updates will be posted on this page with a revised "Last Updated" date.

Continued use of our website or services after changes take effect constitutes acceptance of the updated Terms, to the extent permitted by law.

10. CONTACT INFORMATION

For questions regarding these Terms or our services, please contact:

Cashflow Business Incentives

Contact: Skip Nagel

Email: [email protected]

Phone: 530-319-5840

Website: https://cashflowbusinessincentives.com

11. SMS COMMUNICATIONS

11.1 SMS Program Description

Cashflow Business Incentives provides an optional, non-marketing SMS messaging service for individuals who expressly agree to receive text messages.

Messages may include:

• Responses to submitted inquiries

• Appointment confirmations and reminders

• Scheduling updates

• Service-related notifications and follow-ups

This SMS program is intended for informational and service-related communications, not promotional or marketing messages.

11.2 Consent to Receive Messages

You may consent to receive SMS messages by providing your phone number through our designated website form and voluntarily selecting the SMS consent checkbox.

The SMS consent checkbox is optional and is not preselected.

Consent to receive SMS messages is not required to submit an inquiry or obtain information about our services.

By opting in, you authorize Cashflow Business Incentives to send the non-marketing text messages described above to the phone number you provided.

11.3 Message Frequency and Charges

Message frequency may vary depending on your inquiries, scheduled appointments, and service-related activities.

Message and data rates may apply.

Your mobile carrier's messaging and data plan determines any applicable charges.

11.4 Opting Out

You may cancel SMS communications at any time by replying STOP to a message from Cashflow Business Incentives.

After sending STOP, you will receive a confirmation that you have been unsubscribed. No further messages will be sent through this SMS program unless you opt in again.

To resume receiving messages, you may complete the opt-in process again.

11.5 Customer Support

For assistance with SMS communications, reply HELP to a message from Cashflow Business Incentives.

You may also contact us directly:

Email: [email protected]

Phone: 530-319-5840

11.6 Carrier Disclaimer

Mobile carriers are not liable for delayed or undelivered messages.

Message delivery may depend on carrier availability, network conditions, and other factors outside our control.

11.7 Privacy

Information collected through our SMS program is handled in accordance with our Privacy Policy.

For more information, please review:

https://cashflowbusinessincentives.com/privacy

SMS consent is used only for the messaging purposes described in this section. We do not use consent to non-marketing messages as authorization to send promotional texts.

12. AGE REQUIREMENT

Our website and services are intended for individuals who are at least 18 years old. By accessing our services or submitting information through our website, you confirm that you are at least 18 years of age.